What it looks at
It compares expected monthly rent with the property's monthly payment. Details vary by program.
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Let the property help tell its own story.
A DSCR loan mainly looks at whether an investment property's rent can cover its monthly property payment. It may fit some investors, depending on the program and property.
Let's review your investmentYour option, step by step
The essentials, without the jargon
What it does not mean
A higher result does not guarantee approval. Credit, property, funds, and program rules also matter.
First step
We gather basic property and rent information to see which options may be worth exploring.
Documents you may be asked for
- Purchase contract or property details
- Lease or market rent estimate
- Taxes, insurance, and HOA dues, if applicable
- Identification, funds, and other program-specific documents
Educational tool
Educational DSCR calculator
Monthly rent ÷ monthly property payment
Estimated DSCR1.14
The entered rent is equal to or higher than the entered payment.
This calculator is for educational purposes only and uses only the numbers you enter. It does not include every program rule, cost, or definition. It does not show rates, is not a quote, and does not promise approval.
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