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Mortgage glossary
Title
The legal rights of ownership in real property. A title search reviews public records for owners, liens, claims, or other issues. The deed is the document used to transfer ownership; title describes the ownership rights.
In plain language
This term may appear in conversations, forms, or documents during the mortgage process. If something important changes in your situation, ask how it may affect your case before making a decision.
This explanation is general and educational. It is not personalized advice, a loan offer, or a promise of approval.