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Mortgage glossary
Manual Underwriting
A review in which an underwriter evaluates the file under the program's manual rules instead of relying only on an automated recommendation. It may require more documents or explanations. Manual review does not guarantee approval.
In plain language
This term may appear in conversations, forms, or documents during the mortgage process. If something important changes in your situation, ask how it may affect your case before making a decision.
This explanation is general and educational. It is not personalized advice, a loan offer, or a promise of approval.