← Back to glossary
Mortgage glossary
ITIN Loan
A loan option that may accept an Individual Taxpayer Identification Number instead of a Social Security number. Approval, documents, down payment, credit review, and property rules vary. An ITIN is issued for federal tax purposes; it does not by itself change immigration status or authorize work.
In plain language
This term may appear in conversations, forms, or documents during the mortgage process. If something important changes in your situation, ask how it may affect your case before making a decision.
This explanation is general and educational. It is not personalized advice, a loan offer, or a promise of approval.