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Mortgage glossary
Clear to Close (CTC)
A status showing that the lender has completed major underwriting conditions and is preparing for closing. It is not the same as final funding. New information, document changes, or unmet closing conditions can still delay or affect the loan.
In plain language
This term may appear in conversations, forms, or documents during the mortgage process. If something important changes in your situation, ask how it may affect your case before making a decision.
This explanation is general and educational. It is not personalized advice, a loan offer, or a promise of approval.